Are the loans secured by crypto-collaterals (e.g. i'm borrowing BTC using ETH as a collateral)? If not: lenders will not be incentivized to lend to anyone. If yes: that's like going margin long on a coin while using another as a collateral, why whould i use this platform if i can do that more easily on almost any exchange?
Seems strange to me that a project that presents itself as "P2P crypto lending" does not answer those questions straight away.