I already have a lot of XRP bought at 0.20s and 0.40s. I think it could become a standard means of global cross border transactions. 50billion coins locked up now and If it can capture a decent % of the global transactions then theres no limit.
This would be crazy now.
If you get fooled by the current positive altcoin trend, don't forget that this will end once bitcoin starts a new trend. We all know this. The pump in altcoins won't last forever surely.
I agree with you it is bad time to buy ripple, but it depends because we don't know your positions, capital etc.