Thanks guys, this is the direction I was looking for

Not a change to the way bitcoin works. Everything stays the same, segwit, LN and all.
But a change in the way normal transactions for everyday purchases can be handled.

Let's call bitcoin wallets coins. You can store fractions of bitcoin in these coins, you can send any amount of these coins in a letter system just as anti-cen explained. All backed by encryption and whatnot. All decentralized as a system could allow multiple wallets to be created to handle the new "coins"

I have been coding for a few years but have not stepped in cryptos yet. If you want to know more about my idea pm me and we can talk. Otherwise continue the expansion of thought, I'm loving it!