Regular 'home insurance' should at least cover part of the damages. If any equipment you have at home is destroyed or stolen, your plan should cover at least up to a few k$ most likely at a cost of say 20-30$ a month I'm guessing.
I know that's not perfect, but yeah.
Product Liability Insurance, I'm not sure how that applies to this since you're not selling physical products. Then again, I'm not too well-versed in insurnace.
People who were mining in houston during the flood were not reinburned for thier mining equipment with home onweres insurance
one guy had over 100k in gear and isurance is refusing to cover it. You are best off being direct and straightforward with your insurance to make sure they know
what they have to cover straight up
House insurance shouldn't cover mining equipment. Why would he think that it would? It's not something personal that should be in your house.