As far as I am concerned, privacy coins will become more and more important. It doesnt really matter whether you buy your privacy coins today or tomorrow, since they will probably skyrocket next year. One of the more promising project is Spectrecoin. Very good tech (TOR + SBF4, stealth addresses, very fast with low power consumption), very good devs and community and still a very low marketcap. read about it, buy some now, and you will be thanking me later .