New file to talk about this hidden gem ! 
Lending platform. Best project in the crypto market with a very low market cap. Still under the radarv
And you are sure that this is a precious stone, it seems to me that it is possible a long-term perspective but no more. You know why because the development of the code is 0, which means that it is not interesting for anyone yet.Lending platform. Best project in the crypto market with a very low market cap. Still under the radarv
Try doing some research before making claims like that. And don't project your interests or lack thereof onto others.
This project is definitely on my radar. However, there are a couple of critical questions their community has raised. In the initial stages, the team plans to create a marketplace, in which you can lend money to people you already know. But why should I want to do this? I can easily do this in real life and don't need an intermediary.
What do you do when you're in Tokyo and your buddy is in Madrid and desperately needs you to lend hin money right now? Can you lend to him said money without an intermediary and at worst, 30 cents fees in less than, at worst, 2 days? Do you, on top of interest, and your friend get rewarded with real money for using such intermediaries and/or real life aka face-to-face lending?
Quote
I only need an intermediary when I lend to someone who I don't know and therefore cannot assess whether I can trust the person or not.
Inaccurate.
Quote
Secondly, people who take a loan will have to convert elix to USD and once they have to pay back their loan convert USD to elix. This not at all convenient, especially not to people who are crypto-illiterate. I hope the team can find some good arguments to overcome this perceived obstacle...
Indeed. You should read the AMA. There will be an inbuilt fiat <-> crypto exchange in the app.