I've just checked the market recently, and it feels like I didn't regret about not investing to Bitconnect and Regalcoin.
As of today, Bitconnect got down by 50% from $440+ to $220+ and Regalcoin from $75+ to $4+. Maybe lending type coins are not going to last long, especially that Bitconnect was criticized as a ponzi and they have been threatened by UK to shut down their services early January.
Are they really dead now guys?