Hi all, I've recently obtained an obsession for crypto in the past couple of months and did some extensive research. I've invested my money into these 5 coins and I wanted to hear your guys' thoughts on these. I'm going to explain my reasoning and i'm hoping you all can do the same so we can have a logical and level-headed discussion.

1. BTC (for larger transactions) - i feel like I don't really need to explain myself on this one. I think this coin will continue to hold its throne for at least another year or two so long as any major news isn't released.

2. LTC (for smaller transactions) - I'm mainly excited for this coin because Charlie Lee, the creator, is planning some surprises for investors. I'm hoping online merchants such as Amazon will accept Litecoin as a form of payment

3. IOTA (interconnected device-to-device transactions) - I'm very excited about the concept of this coin and want to support its technology even if it doesn't make me any money. The tangle seems to be an amazing data structure and I hope they can work out their bugs and get enough devices connected. Truly believe this coin will be revolutionary. I remember watching a video on this coin that told me to picture a car that has a balance. That car would be able to pay for parking, get gas, move through toll gates instantaneously without its respective consumer pulling out a credit card/cash. When thinking about all the various devices that could potentially connect to the internet, the applications seem endless.

4. XSPEC (private transactions) - McAfee stated that private coins would play a large role in the future of crypto so I went out and did my research. After comparing this coin's features to the other coins, it seemed to me like this coin was heavily undervalued especially considering its market cap and supply. I noticed that it's a PoS private coin that boasts 60 second transaction times and incorporates ring signatures and TOR capabilities. I also like how the network provides staking rewards, providing an incentive to hold rather than pump and dump. The community behind this project seems to be very strong and helpful in answering questions, so I believe this coin has a bright future.

5. XRP (banking/institutional transactions) - I chose this coin mainly to diversify my wallet and have something that works closer with established institutions. I don't particular endorse a centralized system due to price manipulation, but I think it will continue to serve a purpose since it helps banks move large sums of money instantaneously with little to no fee. With a supply in the trillions, I think it will take a couple of years to see any impressive returns.