capitalism works if you actually own the thing you claim you are capitalizing on !

Oh, he does own his own money. It's just that the capitalists have agreed that rather than make them pay for their wrong doings, it's better to make everyone else pay instead.
Think of it as the application of the Golden Rule. He who has the gold, makes the rules and in this case, the new rule was that his money was to be 'borrowed on a permanent basis'.
well any of this chatter is just that you kan talk about it on the internet or you can bee about it in practical application. That's the problem nowadays everyone likes to talk about how other peoples conduct business yet what are they actually produce just alot of worthless paper !