It depends upon the situation because cryptocurrency investment is my only source of income since I am unemployed and had to help my family in terms of daily needs like food, miscellaneous and personal needs. I am actually a hodler before but came a time where I need to cashout all my coins due to an emergency and now here comes holiday season that is why I have nothing left on my wallet. I can't even buy myself a smartphone as a replacement to what I am currently using which is outdated, battery and charger defective because my priority is my family. This is why I can't hold any longer because I have priorities.