I think Ripple can be much bigger in the future. Now Ripple has +100 banks.. More will come.
OMG,XRP market cap raised over ethereum and it is now in rank 2 on marketcap.
Yeah you are right,XRP price keeps increasing while other coins are dumping and it tansaction time is very fast,So in future the price will get more expensive and it is better to grab some XRP at the current price.