So let me summarize...
You have a huge load of money, and instead of taking time to analyse what you would like to invest to, and what is the clever move ; you ask random people that you don't know and you never saw what to do ?
Yep. But let us pretend as he managed to obtain those grands somehow, he previously heavily succeeded in choosing random people? May be he just has always chosen the most kind, clever, wonderful people whose clarity was lightening his way to the riches! So put your 25 grands into Ripple today (6517) take out 37 grands in January or February and return to your random angels.
If you have had taken my advice 3 days ago you could have necessary profit even before New Year.