XRB is better than any of the current top 10 coins for human-to-human value transfer (instant, feeless, scalable). Especially when compared to Bitcoin, Bitcoin Cash, Litecoin, Dash, etc.

If XRB hits top 10 (like I think it will), that's ~$50 per coin. If it hits top 5, that's ~$100 per coin. Still a good investment imo.

https://youtu.be/AZocBmVZNYg