The thing is they might call MOIN a scam but do they even have any proof that it is? I never let people get to me and just go with my gut 99.9% of the time. MOIN has been around for a long time now and the dev is still here working on the project so I'm not sure what this person is saying calling it a scam. Maybe they are tired of waiting on the platform and started to spread FUD, I'm happy to keep waiting as I'm sure it will pay off in the near future.