In that sense, I think part of what you are seeing in bitcoin is small business style management and behavior, in an industry that has been traditionally one of big businesses. You'd never see things like the programmer being the CEO, PR, and CS rep for a financial service in the "real world".
In the real world one needs to be licensed and regulated just to be able to participate in financial services. It's a matter of time before all Bitcoin financial companies will fall under the scope of the SEC, CFTC, FINCEN and other regulators / LE agencies.