Forbes writes articles for the banks, we all know that. Dont believe everything you read. I can write an article that is called "banks is a great scam", would that make it correct no. Forbes is no more respected than any gossip magazine
"Do not believe everything you read and only half of what you see" Columbo.
If something (coins, tulips, etc.) and be traded for something else (coins, tulips, etc.) and there is a mutual exchange of value, is that a scam?
Crowd Think: Winning=Good Investment / Losing=Scam