You forgot HashGraph that is a type of super highway being developed for crypto-money

BTC is more of a steam engine with new petrol and electric engines coming out
but it was proving a service before the miners decide to put the fees up above
$45 per transaction.

Tulip mania will end quite fast and now is a good time to place a stop loss on BTC
just in case the obvious happens but flowers will still be grown and sold at market
and I would go for Ripple from a technical standpoint but I break out in spots when
ever i go near bankers, you know the same ones that now control the BTC miners today

See https://blockchain.info/pools if you want to get the picture