There is a lot of accusations that ripple is more of centralized crypto which
these are not accusations, these are facts!
- supply is in full control of a small group, the creators behind it which are banks. they control almost all of it but technically they have more than 60% of the supply. that is 60 billion coins * ~$2 = $120 billion
- there are not nodes run by peers! which is exact contrast of a decentralized network. instead the nodes are run by Banks and Ripple Labs
- here is the best part: Ripple Labs can "freeze" your account aka your funds. they did it with John McCaleb funds who was the co-founder of ripple!