Yeah, that new protocol is a pain in the ass. I fund my card like this: Blockchain > Bitpay Wallet > Topping Up Bitpay Card. Their Bitpay wallet (computer based, not on a website) makes it fairly easy to deposit BTC onto my Bitpay card.
I don't mean to Hijack but does anyone know of a BTC > Debit card service like Bitpay that is open to Americans? Bitpay is great...almost too good when their nonexistent/garbage competition is considered. I don't like having my eggs in one basket though. Having 2-3 different cards via different companies would be much better. It can even just be an ATM card instead of debit. High fees are acceptable too. Any suggestions?