This is well worth a read as it's important to hear the take of people with the ability to look beyond the next five minutes of touching themselves and who don't Swat people on Twitter who annoy them.

https://s3.eu-west-2.amazonaws.com/john-pfeffer/An+Investor%27s+Take+on+Cryptoassets+v6.pdf

TLDR - There will be utility coins and money coins. BTC is the still the prime candidate to be the money coin.