Ripple is a fake market cap.  Can anyone actually say how many XRP's are in real circulation?  Just because I create 100 billion coins doesn't mean I actually gave anyone any.  I can give out 100 and keep the price inflated to 2 dollars forever and my marketcap would show almost 3 times as much as XRP's. 

Just beware.. the XRP folks can throw another few billion into the mix and boom.. price crash.  They are just waiting for enough suckers to get in to cash out.

Ripple built 55 smart contracts using its own escrow feature released for public used in March, each holding 1 billion XRP and expiring on the first day of every month for a period of 54 months.

As each contract expires, the cryptocurrency will briefly become available for Ripple to use as it sees fit.