There's certainly the loss of people who have already withdrawn.
This is true. Those accounts will have a negative balance. If the missing coins are never repaid, I will cover that loss with my own coins.
So people that divested during the whole time of celeste and nakowa are fine? I divested every time the whale showed up because it freaked me out. My balance is all fine, looks like I was not affected so much and that meant I never received dooglus fake coins in the first place, which makes me feel better.