No problem -

I'm going to assume you are a reasonably intelligent entity:  i'll do it in one sentence -  



The Sentence:

Cryptocurency is evolving in an open source and open information environment, these two vectors combined form a very strong innovative equation, actually one of the strongest , this also accelerates outside factors and leads towards simplicity, the result is the most efficient and simple design, with Peer support and security, which then leads to confidence and community.



When you explain it to someone else do it like this :

The smartest guys have all worked together and made the best most secure type of investment  for you to hedge against the inevitable and now current inflation and deflation, if you invest a part of your portfolio to this investment you will more likely benefit in the future - or of course alternatively do nothing.

*****

your argument will be pretty easy once investors notice their 401K shrinking and equities dropping alongside a higher cost of living.

******
just so you know when those people go to the peers , they will all say "we don't know what Ripple is, its probably a scam"
so good luck with it all , then there is the other side of the story , which is investors will be asking "what is my need for Ripple"

so just answer that - pretend I'm a retired Baby boomer with all my investments in Equities "why do i need Ripple" .

Ripple will be forgotten . and there will be many failures along the way .