NEO is then best option for me. It has built in exchange and smart contracts. This makes NEO better then bitcoin and also ethereum.
Bitcoin does not have smart contracts and ethereum does not have decentralized exchange.
NEO is almost $100 now, we can't say it's at buy point now. There are better options in the market, to make money. I like NEO very much but I also think Verge, and steallar can make something better in price.