If you cant even buy it how do you expect to use it or trade it??? Ill make it easy for you give me your money that you want to buy ripple with and every time you want to pull out or trade I say "website down" it will be just like owning xrp. I know your new so to put it simply ripple is a SCAM. Banks are gifted ripple to make the value APPEAR high.
I cant buy it from an exchange for a number of reasons .. Verification ... SMS BS they make you sign up for before you are allowed to buy and sell. There should be another option other then receiving a text.
I just found out about paybis so am going to give them a shot tomorrow. Getting late here.
The reasons why everyone is saying to stay away from ripple is the very reason I want to own a small amount. People have already made money from it. 24 - 36 hours ago $1.90 ... $3 + today.
Off course I will be investing in other coins also.