My 2 cents on BTCJam: I've had numerous issues with using the site and many complications receiving and investing in a loan, all of which could be assisted/fixed if they had a support that EXISTSED. I've sent emails and messages over and over again to their support Emails and none have which responded over the past 2 months I've had these problems. I've even sent the owner a PM and yet still no response.
Meh, I have been hoping to join them and work for them, either in a financial capacity (analyzing loans and building investment support) or even as just support help, since I think last November, but I hear from them once every month or two, quite sporadically. I think they just have communications issues or something.