no problem, off course I can explain.
A currency that is a 'privacy coin' should not have a rich list. Having a rich list implies that you can look into the blockchain  and find for example the 100 addresses with the most coins in them, like over here: https://chainz.cryptoid.info/xspec/#!rich
Would it seem private to you if I could just look somewhere in the internet and find the 100 bank accounts with the most money in them?

Would you consider it a privacy coin if, when I send you money, you can go on the internet, look up my address and see how much money is in there, with whom I transacted in the past, for how much etc...

So, a golden rule: if a coin has a rich list, it's not a privacy-coin at all... So Xspec is no privacy-coin at all, they say they are, but they aren't, they're lying....

as you can see, monero does not have a rich list: https://moneroblocks.info/richlist
This is because the blockchain is opaque, I can't go and look up an address of someone I transacted with, I can't see amounts, I can't create a richlist...

Hope this helps, if not, please ask me more, I'll happily try to help you.

best regards,