So if I remember correctly Ripple labs own what 50billion XRP giving them a market value in the $175bn area or rough 3.5 Tesla's, 3 general motors or slightly less than 1 Volkswagen, why buy a Lambo when you can buy the company that makes them.
Yeah, the fact that RippleLabs is like one of the top 5-10 companies in the world explains that XRP is a bit of a speculative bubble at best or at minimum overvalued now. It is a social media phenomenon though being pumped like crazy. Isn't even THAT easy to buy yet so it may have a ways to go but needs a good correction or two soon.