My opinion, stay away from this empty token, is the biggest scam ever. Greedy people will get scammed banks one more time.
Quote
Your bitcoin; your litecoin; your euros; anything connected to a Ripple gateway can be locked down. No other cryptocurrency has a similar framework in place, which grants exchanges unprecedented powers to lock up funds at the drop of a hat.
https://news.bitcoin.com/ripple-gateways-can-freeze-users-funds-time/