Honestly I just don't see the bank run coming
Mostly what I see is people saying "It's all going to crash as soon as it opens" quickly followed by "and that's when I'll buy!"...
I wonder how that's going to work if half the people think that, how long do you think the price will stay low?
The whole thing is a big joke - If there wasn't such a ridiculous barrier to entry from USD -> BTC (short of wire transfer, which is not an every day transaction for most people), you'd see a much more robust market. There is money aching to get into BTC, but still sitting waiting to go into LR or Dwolla or some equivalent nonsense.
Trust me, this is the beginning not the end.