You guys should be extremely skeptical about services with discussion threads that span over 60 pages of people complaining about their lack of support and the many flaws with their system and their funding. The services were barely functional back when I was actually able to use the card, but that then led to them losing their card provider which then led to their promise of getting a new one in a reasonable amount of time. Those users wh got screwed, myself included, know that they broke their promise and went 2 months without alternatives. Stay away.