Imagine if you lose your deposit in Bank on same way
When you have deposit in Bank, you are not caring about what is happening and you are not checking each month if they are changing something.
So reading forum for 236 pages is not feasible considering that you have many different coins

When you pay money or investing, there are obligations from developer's side
When I was investing in Solaris, there was nowhere mentioned that you should check this forum each month or week. I invested and I don't care after.

With same success developer can do the same for shortest time, and less users will be able to stay on market
If Crypto currency wants to be successful they should have some workarounds for such cases.