before making decisions it is necessary to remember that the ripple makes it possible to create exchange chains in a more extended form, such as barter deals while burning, and besides it is centralized, that is, the developer can issue these coins with additional circulations, so he is interesting to the banking sector
It seems right, in fact the final decision are coming from yours. If you really need money now, its gonna be a right time. Though we can't say that the trend of ripple will continuously rising that's why you have not to worry more. But if not, then just hold it for awhile or just sell some of it
Some bag holders are selling right away now but some others are buying and there is still balance. Once the price breaks $2 down, the rest would be more tragic in ripple. I fear a possible crash in ripple.