If you want to save money you can turn your savings into any altcoin, then transfer it to a hard wallet and take it away after a certain time you take it out.
Be wised to save money. Dont spend to much, just think the next days. Because now a days its so hard to find money.
Spend the right amount. Buy what you need and do not buy what you like. Currently, the bitcoin fee is very high so every time you want to buy something with bitcoin, think about the amount of fees you pay, which is a good tip so you do not spend more than your ability.