I did have my cards shut down, they were all issued by wavecrest.

So what are the best alternatives now? I sent some emails, but it's in all honesty quite the jungle out there. I liked XAPO for being registered in Switzerland. Bitwala out of Germany. Is there stable companies out there?
And which ones function like XAPO (did), where the balance is drawn from the crypto balance? I.e. no preloading and preconversion?