I must confess I did not really consider TenX as an investment in the past. I took a second thought and I came to the conclusion that my assumption was probably wrong. I am considering to invest into the project.

What I really have not gotten yet is what the token PAY is about. As far as I undertstood, I can send cryptos and they are converted into money which I can spend or withdraw with TenX card powered by Visa, right? So what is the token PAY for?