Annual Return on Investment, if demand is driven by high ROI valuation isn't based on sound fundamentals. Dash is a good and mature reference of 7% ROI which is in line with traditional stock market gains, short and mid term returns of mid double digit to low triple digit is possible if the roadmap switches to a lower return model in the near future. If Gobyte and Magnet includes a switch to lower returns within a year then it's probably not a pyramid, but if current demand/valuation is driven by high returns, then presumably future gains would not outperform competitors whose support is grounded on other parameters than pure ROI.