The ripple coin itself is very useful in the banking sector. However, I am a little embarrassed by its centralization. I do not know exactly how to treat this fact. It is necessary to observe for a while, before making a final conclusion. It is now growing very well in price, but it seems to me that this is short-lived.
You should check some previous links. Ripple is working towards decentralization

At the end of 2018 it should be done

They are working towards decentralization? Seem like a finishing touch already, If its going to happen, there will be another pump of its price. $3 still is a good price to buy ripples. I'd like to see this ranging from $10 - $15 this 2018.