This is terrifying. People are so desperate with their FOMO that they're taking on high interest rate loans to buy a highly speculative and inherently worthless asset. Taking on a high degree of risk to roll it into an even higher degree of risk is just the epitome of stupidity. Risk doesn't just add in this case, it compounds. I don't wish ill on these people, but I will not feel bad if their risky behavior burns them exceptionally hard. This is a potential problem that is entirely avoidable and foreseeable. First rule of investing is not to risk anything you can't afford to lose. If you're taking out high risk loans to invest, you've completely lost focus of what you're doing, or you never understood it in the first place. People resorting to credit card loans obviously shouldn't be investing in the first place, because there are more suitable ways to get an investment loan, so it seems to indicate these people don't have access to those channels because they're not well off enough or sophisticated enough as investors.