It cannot be denied that Ripple really paved it's way to this crypto market world. It is natural that we expect Ripple will still increase in its value for the coming years but there will be also a time for it that the value will slow down. A lot of users and player of these crypto currencies I think is really not in favor of incorporating this cryptos to regular banks and any other regular financial institution for the reason that these cryptos later on can be regulated with its value and it circulation. Ripple in my opinion can only be good for investment and any other purposes it may serve but not for future currencies. It may affect largely the economy.