I think every lending platform is a scam, no shite dude. i dont care how much profit they promise to give to me. They all just ponzi to me. you better not fall into that kind of investment, go join real ico with real project. never expect fast and high profit.
Not all but probably 90%+ of them that are out there. If they offer you guaranteed returns on your funds then yeah down right ponzi but a token like SALT is completely different despite them being a lending platform. SALT is different because they use your crypto as collateral for loans completely different from offering
guaranteed returns!