The most valuable thing is not money but security, and by that; peace of mind. A life without worrying about a high or unexpected bill arriving, not having to think about what or who to pay first, and even in the supermarket the choices of the quality of eating can and does occur (I have had this myself)/ As well as 'security', you can also help others, again not monetarily but from different perspectives, even making a space nice for others can aid many.