justBorn -- Actually, if you read the whitepaper, you will see that there is real tech and utility driving this coin, not just some simple lending platform. Additionally, the transparency and two-way communication has been unmatched with this platform.

commenkiz -- The whitepaper is only a rough draft. Dev posts regularly in slack, and has typically provided an update everyday. The moderators do not ban people for asking questions, we ban people for repeatedly posting negative comments and spreading FUD -- much like you have been doing throughout this entire thread.