OMG, I'm an exceptionally fast reader and I don't have anywhere near enough time to read all the "terms of service" contracts for all the software & services that I use. I hate it but I'm forced to "skim" many of them because there's just no friggin' way in hell that I could possibly read all that. The only way I could see this possibly working is if there was a standard rules agreement and people had to list where there rules deviated from that. Otherwise, it's just not happening baby - it's a pipe dream.
It's likely entire communities would adopt similar contracts, sort of like Blue Sky laws. Thus you'd only need to know what's common in that area and anywhere that points differ could be automatically pointed out for you.
Gee, maybe I should bring this idea up at the next home owners association meeting. Having a slightly more restrictive set of laws, enforced by a small additional fee, that everyone agrees to when they buy in is such a novel concept.
Really, guys?
Tell me again how this scheme differs from what I am living in right now. I have the US law, with the local state law (CA) layered on top of that. Then the local county law and, in my case, the local homeowners association "rules". If I don't like the HOA, I sell and buy elsewhere. If I don't like the CA state laws, I move to a different state. If I don't like the US law, I immigrate to a place with "better" laws like Cuba (free medical) or Pitcairn Island (age of consent is 16 or perhaps lower). Personally, I like my current location better than my experiences in the Pacific Orient, Europe or the Middle East.