Alright, how about my What.CD account? It has about 100GB upload and 40GB download, donor status etc. and the ratio rules on there are such that you can go as low as a ratio of 0.10DL/UL, so if I scam you, you can literally download every single piece of music that has ever existed in FLAC and destroy the reputation I have on that site. I also am almost at the Elite user class, which gets about 4 invites per month, so you could just sell invites (worth $25 each) until I get banned. I'll even let you download a couple of albums as thanks for the loan.

Would that be sufficient for anyone?