Already heard before.
60% that are mostly ESCROWED. (I'm tired of saying it again and again and again)
Paid nothing but they created the token and are the ones working for XRP to be accepted by the banks and all. if it becomes widely accepted and allow people to send money all accross the globe with close to no fees, they do deserves to end rich and honestly, I don't mind.
I will pass on the old "bankers are bad, bitcoin will free the world" speech. BTC is useless in real life. XRP is faster, cheaper, and solves a real-life issue. There is a strong possibility it surpasses BTC in Marketcap before Q1 2019.
Days like today are a great opportunity to buy.
Good luck to you too anyway

Escrowed or not? It's in the hands of a single company who created them out of thin air, how does this differ from a central bank printing fiat out of thin air?
You're confusing the ripple protocol (which might be adopted bigtime by banks) with the ripple tokens (the things you're buying of which you think they will be used by banks). I thought this whole crypto-thing was about cutting out the middlemen enriching themselves, not enriching the same middlemen even more? I must be too oldschool to comprehend :-)
How you mean 'useless in real life'? You mean you can't transact with it? Do you think gold is useless in real life? Sure, nobody uses it to transact with, but people who owned gold instead of dollars to save are way way way better off... So describing it as useless is very subjective...
Might surpass bitcoin and might make you paper profits, but you'll pay in freedom and future for you and your children
best of luck,
Aren't your bitcoin miners middleman in this case, and more greedy than any bank? I mean, charging $50 for $1 transfer...really???