ou do realize that you can't use all of the money in your bank account right? A lot of it does not exist, hence transaction limits. If you put all of your money in cash you are essentially throwing a lot of it away. This is why Gates, Slim, Ortega, etc all invest. And also, why would getting the money from your insurance company take longer than actually paying it?

So you claim taxes are a "theft', but I bet all the money in the world that you use the utilities provided for by taxes. How is that fair, and why should I feel sympathy for someone that avoids taxes? True, OP did choose the more "competitive" business option, but that does not make it any less immoral. And obviously, his business did not end up on top as he lost all of the money.