One way you can do to make better financial conditions is to manage expenses and save more. Although sometimes difficult, saving money is not an impossible way if you know how.
his example like:
set saving targets, monitor monthly spending, and be smart when shopping or about to spend money.
There is nothing hard on the world if we will have the guts and the willingness to learn. Because if we will learn the right thing in deciding what to achivements and how to set our goals. Because just like what you said having the drive to achivements target is necessary if you really want to earn and to save money.
I think if we want to save money we should do controlling our self first because it is in our own hand succesful saving must need also a patience because we really need to controll our self not fo buy things that is really not important to us . I think we should buy only important thing for good and to save money.