nocoin is 100% safe and risk free, any coin you invest in there will be at least 1% chance that you will lose almost all your money. It's very unlikely to lose all of your money if you take action in right time and cut your losses, but you don't want to cut losses but make profit right? Best I would suggest is to invest in any one of the popular coins, BTC ETH LTC etc, maybe split evenly in all three are put all money in one depends on you. As soon as the value increase significantly you sell enough coins to get back your initial investment of $12k, then whatever remains of your coins you can hold them for lifetime without worries, also dont forget to invest in third generation cryptos like ada(cardano) and iota(miota)