Don't listen to these muppets..... I charged up $60,000 on credit cards and used 0% APR promo rates. I got in crypto around December 2016.

I would have been a muti-millionaire already if I had strong hands and just HODL .... but I was trading trying to make more money faster and got greedy. But I am still happy to be 1000% in profit so far.

It takes big balls to do it though, and I still continue to pay my credit cards each month.